---
title: FDIC Signs Compliance Delay
description: FDIC delays compliance for ATM and digital deposit signs to January 1, 2027, easing investment pressures for financial institutions. Updated tools available on our website.
---

[Banker's Compliance Consulting Blog ](https://blog.bankerscompliance.com/en)

# [FDIC Signs Compliance Delay](https://blog.bankerscompliance.com/en/fdic-signs-compliance-delay)

 Written by [Amy Kudlacek](https://blog.bankerscompliance.com/en/author/amy-kudlacek) | Dec 10, 2025 8:26:19 PM

In case you missed it, the FDIC issued a [Final Rule](https://www.fdic.gov/board/federal-register-notice-part-328-delay-compliance-date.pdf) on November 25th to officially push the mandatory compliance date for §328.4 (Signs for automated teller machines and like devices) and §328.5 (Signs for digital deposit-taking channels) out from March 1, 2026 to **January 1, 2027**. As you may recall, the FDIC issued a Notice of Proposed Rulemaking back in August 2025 related to these sections which did also include a provision to move the mandatory compliance date out to January 1, 2027; however, this Final Rule helps alleviate concerns that institutions ...*would need to make investments in preparation for a March 1, 2026, compliance date at the same time the FDIC expects to amend those provisions through its pending rulemaking*.

As a reminder, this delay does not apply to other changes that have already taken effect.

We have updated the “FDIC Policy & Procedures” and “FDIC Signage & Advertisement of Membership Checklist” in the [FREE Deposit Tools](https://store.bankerscompliance.com/#?keyword=Tools&type=Forum&close=true) on our website to reflect this change.

[ FDIC Signage -  
Get your Whole Team Trained! ](https://cta-service-cms2.hubspot.com/web-interactives/public/v1/track/click?encryptedPayload=AVxigLKK2KpVHN6H618KTSO8OaT4HVfvTsEwWMQrLTf%2BUornv9VrlQaqL4dRAQsdXcjFk3tIc8vR3xOll%2FshvsmmmEEZpNQNVz%2Bi4LPmewuCS%2FFr9%2BaYmC9%2BztDRyLRcpi2Mn7WspQ5QZsExJYBnel1Bo5jp2LSknbVuiqVmNwsXGBgGpgZ80MZn6A04AIVH96RUe49yzaDqZsQq6wcK&portalId=21201105)

Published  
2025/12/10

[View full post](https://blog.bankerscompliance.com/en/fdic-signs-compliance-delay)

```json
{
  "@context" : "http://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "Amy Kudlacek"
  },
  "dateModified" : "2025-12-10T20:26:19.974Z",
  "datePublished" : "2025-12-10T20:26:19Z",
  "headline" : "FDIC Signs Compliance Delay",
  "image" : {
    "@type" : "ImageObject",
    "height" : 3072,
    "url" : "https://21201105.fs1.hubspotusercontent-na1.net/hubfs/21201105/Compliance%20Delay.jpeg",
    "width" : 5376
  },
  "mainEntityOfPage" : "https://blog.bankerscompliance.com/en/fdic-signs-compliance-delay",
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "height" : 60.0,
      "url" : "https://fs.hubspotusercontent00.net/hubfs/21201105/Bankers_Compliance_Consulting_Logo%20copy%202.jpg",
      "width" : 310.30304
    },
    "name" : "Banker's Compliance Consulting Blog"
  }
}
```