---
title: Online Bankers Training - HMDA Action Taken Confusion
description: HMDA Action Taken Confusion BCC offers online banking regulations training & consulting - The biggest offenders are typically Code 2
---

[Banker's Compliance Consulting Blog ](https://blog.bankerscompliance.com/en)

# [Online Bankers Training - HMDA Action Taken Confusion](https://blog.bankerscompliance.com/en/hmda-action-taken-confusion)

 Written by [David Dickinson](https://blog.bankerscompliance.com/en/author/david-dickinson) | Apr 30, 2021 1:14:35 PM

Reporting the “action taken” for [HMDA](https://www.consumerfinance.gov/compliance/compliance-resources/mortgage-resources/hmda-reporting-requirements/) often causes a lot of confusion.  The biggest offenders are typically Code 2 (Application Approved but Not Accepted), Code 4 (Application Withdrawn by Applicant) and Code 5 (File Closed for Incompleteness). 

David explains more in the video.

[HMDA Resources!](https://www.bankerscompliance.com/regulations-we-cover/home-mortgage-disclosure-act/)

Published  
2021/04/30

[View full post](https://blog.bankerscompliance.com/en/hmda-action-taken-confusion)

```json
{
  "@context" : "http://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "David Dickinson"
  },
  "dateModified" : "2022-02-23T15:37:02.894Z",
  "datePublished" : "2021-04-30T13:14:35Z",
  "headline" : "HMDA Action Taken Confusion",
  "image" : {
    "@type" : "ImageObject",
    "height" : 461,
    "url" : "https://fs.hubspotusercontent00.net/hubfs/21201105/Imported_Blog_Media/Screen-Shot-2021-04-30-at-1_13_30-PM.png",
    "width" : 816
  },
  "mainEntityOfPage" : "https://blog.bankerscompliance.com/en/hmda-action-taken-confusion",
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "height" : 60.0,
      "url" : "https://fs.hubspotusercontent00.net/hubfs/21201105/Bankers_Compliance_Consulting_Logo%20copy%202.jpg",
      "width" : 310.30304
    },
    "name" : "Banker's Compliance Consulting Blog"
  }
}
```