---
title: Online Bankers Training - Do You Sell Loans to Fannie Mae/Freddie Mac?
description: Do You Sell Loans to Fannie Mae/Freddie Mac? BCC offers online banking regulations training & consulting - New General QM(Qualified Mortgage)
---

[Banker's Compliance Consulting Blog ](https://blog.bankerscompliance.com/en)

# [Online Bankers Training - Do You Sell Loans to Fannie Mae/Freddie Mac?](https://blog.bankerscompliance.com/en/new-general-qm-fannie-mae-freddie-mac)

 Written by [Jerod Moyer](https://blog.bankerscompliance.com/en/author/jerod-moyer) | Jun 28, 2021 8:22:50 AM

Do You Sell Loans to [Fannie Mae](https://www.fanniemae.com/)/[Freddie Mac](http://www.freddiemac.com/)?  If so, you need to be aware that July 1st is on the horizon.  You may recall that the CFPB delayed the mandatory compliance date for the “new” [general Qualified Mortgage (QM) definition](https://www.consumerfinance.gov/about-us/newsroom/cfpb-delays-mandatory-compliance-date-for-general-qualified-mortgage-final-rule/#:~:text=The%20General%20QM%20final%20rule,ability%20to%20repay%20the%20loan.), as well as the temporary QM, until October 1, 2022.

These extensions did not change the fact; however, that Fannie and Freddie will only purchase loans that meet the “new” general QM definition, **effective for applications received on or after July 1, 2021**.

Jerod discussed this in detail during our last [Monthly Connection](https://store.bankerscompliance.com/#/product/8f30ecf2-f91a-4329-a332-a2cc39fa40b2?searchFilter.keyword=).

Learn more about these changes with the following webinars available now OnDemand:

            [The New QM Rules](https://store.bankerscompliance.com/#/product/8e7a9c9d-dc12-4c8c-af9b-ed3cff5dc171?searchFilter.keyword=)

            [The New General QM](https://store.bankerscompliance.com/#/product/35c95a7d-e97a-42dc-ab7b-b17358a8b93f?searchFilter.keyword=) (Flash Webinar)

Published  
2021/06/28

[View full post](https://blog.bankerscompliance.com/en/new-general-qm-fannie-mae-freddie-mac)

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