---
title: "TRID Loan Estimate: Prepaids"
description: Complete the Loan Estimate Line-by-Line, Sales Price & Estimated Property Values, Shopping & Shopping Lists, Fees & Charges, Calculating Cash to Close
---

[Banker's Compliance Consulting Blog ](https://blog.bankerscompliance.com/en)

# [TRID Loan Estimate: Prepaids](https://blog.bankerscompliance.com/en/trid-loan-estimate-prepaids)

 Written by [Jerod Moyer](https://blog.bankerscompliance.com/en/author/jerod-moyer) | Feb 17, 2023 3:28:26 PM

We get a lot of questions about Section F, Prepaids, on the Loan Estimate. We also see financial institutions making errors in this section quite often during our reviews. It’s important to note that only certain items are disclosed here (e.g., insurance, taxes, odd days interest, etc.) and only in specific circumstances.

Jerod explains more in the video.

#### Video Highlights:

- Homeowner's insurance, taxes, odd days interest, and mortgage insurance are all items that may need to be disclosed in Section F, Prepaids.
- Only disclose items in this section if they are due and payable from the application date through the first payment due date and are required to be paid before or at closing.
- Use the best information available at the time the [Loan Estimate ](https://www.consumerfinance.gov/owning-a-home/loan-estimate/)is issued if unsure of exact details.  
  [TRID Guidance](https://www.fdic.gov/resources/bankers/consumer-compliance/mortgage-lending/)

Published  
2023/02/17

[View full post](https://blog.bankerscompliance.com/en/trid-loan-estimate-prepaids)

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