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Sorting Out HPML & QM Confusion
By Diane Dean
| Mar 13, 2015
Find updated HMPL & QM Information!
The Four D’s
By Diane Dean
| Mar 06, 2015
Since the CFPB’s inception, enforcement actions have reportedly recouped $5.3 billion and levied...
Integrated Disclosures: Tolerance Categories
By Diane Dean
| Mar 03, 2015
One of the biggest changes in transitioning to the new Loan Estimate and Closing Disclosure forms...
Overdrafts…More To Come
By Diane Dean
| Feb 25, 2015
CFPB Director Richard Cordray recently touched on the subject of overdrafts at a February town hall...
Integrated Disclosures: Revisiting Fee Restrictions
By Diane Dean
| Feb 13, 2015
While there are a lot of changes with the Integrated Disclosures Rule, the prohibition on imposing...
2015 Qualified Mortgage Thresholds
By Diane Dean
| Dec 30, 2014
The following thresholds relating to Qualified Mortgage status will take effect January 1, 2015:
Integrated Disclosures: Homeowner’s Insurance Paid to an Affiliate
By Diane Dean
| Dec 16, 2014
One of the issues that we’ve struggled with in connection with the new Integrated Disclosures Rule...
CFPB Mortgage Rules Readiness Guide Updated
By Diane Dean
| Nov 13, 2014
In case you missed it, CFPB updated their Mortgage Rules Readiness Guide back in September and it...
Final Rules Allows QM “Cure”
By Diane Dean
| Nov 11, 2014
The CFPB has issued a Final Rule that allows a creditor (or assignee) to “cure” a loan into...