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Integrated Disclosures: Revisiting Fee Restrictions
By Diane Dean
| Feb 13, 2015
While there are a lot of changes with the Integrated Disclosures Rule, the prohibition on imposing...
2015 Qualified Mortgage Thresholds
By Diane Dean
| Dec 30, 2014
The following thresholds relating to Qualified Mortgage status will take effect January 1, 2015:
Integrated Disclosures: Homeowner’s Insurance Paid to an Affiliate
By Diane Dean
| Dec 16, 2014
One of the issues that we’ve struggled with in connection with the new Integrated Disclosures Rule...
CFPB Mortgage Rules Readiness Guide Updated
By Diane Dean
| Nov 13, 2014
In case you missed it, CFPB updated their Mortgage Rules Readiness Guide back in September and it...
Final Rules Allows QM “Cure”
By Diane Dean
| Nov 11, 2014
The CFPB has issued a Final Rule that allows a creditor (or assignee) to “cure” a loan into...
Annual Privacy Notification Changes
By Diane Dean
| Oct 29, 2014
The CFPB has issued a Final Rule revising Regulation P; which will allow eligible institutions to...
Revisions to Integrated Disclosures Rule Proposed
By Diane Dean
| Oct 22, 2014
The CFPB has released a proposal to revise the Integrated Disclosures Rule. Also included within...
Integrated Disclosures…New Forms, More Loans
By Diane Dean
| Oct 10, 2014
If you’re sitting back and relaxing because you don’t think that the new Integrated Disclosures...
2013 HMDA Data is Available!
By Diane Dean
| Sep 24, 2014
The FFIEC has announced the availability of 2013 HMDA Data. You can access the information here.