Banker's Compliance Consulting Blog

Flood Insurance & Low-Value Buildings

A common misconception regarding flood insurance is that low-value buildings do not require flood...

Flood Insurance: What’s the Purpose?

It seems that no one really likes flood insurance. Customers don’t like paying for it, lenders...

Marijuana & Hemp: Understanding the Legality of it All

The challenge with marijuana from a banking perspective is that while individual states have chosen...

Reporting Elder Financial Exploitation

The Agencies recent Interagency Statement on Elder Financial Exploitation (EFE) pointed out that ...

ATR & QM Policies and Procedures

When it comes to the Ability to Repay (ATR) rules and the Qualified Mortgage (QM) requirements,...

Auditing TRID Application Dates

When it comes to compliance, the application date is often what triggers required disclosures....

SCRA: 6% Interest Rate Cap

One of the benefits afforded to servicemembers under the Servicemembers Civil Relief Act (SCRA) is...

FinCEN Issues Geographic Targeting Order

On March 11th, FinCEN issued a Geographic Targeting Order (GTO) to combat money laundering and...

TISA: Fee Terminology

One requirement of the Truth in Savings Act is that institutions use consistent fee terminology....

TRID Tolerances & Cures

One of the key components of the TRID Rule is the concept of tolerances. Essentially, you will be...