Banker's Compliance Consulting Blog

FDIC Advertisement of Membership & Non-Deposit Products

On May 1, 2025, new requirements and restrictions took effect for FDIC-insured institutions that...

TRID: Best Information Available

One key concept when it comes to TRID disclosures is the idea of “the best information reasonably...

OCC Bulletin on BSA/AML Exams

In the November 2025 issue of our magazine, Banking on BCC, we discussed that the OCC has been one...

FREE Lending Compliance Q & A

Do you have burning questions related to lending compliance? Struggling with TRID, HMDA, RESPA, ...

Understanding the Lottery Prohibition

Section 20 of the Federal Deposit Insurance Act states that a bank may not:

HMDA: DI for Online Applications

If you allow applicants to complete/submit HMDA applications online, you must give them the...

HELOC Fees & Periodic Statements

We received the following question for our December Monthly Connection:

How Regulatory Agencies View Complaints

Regulatory agencies are in the business of protecting the rights of your customers and preventing...

Crypto / Virtual Currency: Darknet Marketplaces

The use of crypto and/or virtual currency is often associated with criminal activity. While that is...

Q & A Corner

One of the monthly features in our magazine, Banking on BCC, is the Q & A Corner. Each month, we...