Banker's Compliance Consulting Blog

HMDA Platform Launch

The CFPB has released a test version of the HMDA Platform that will be used to submit 2018 data....

UDAAP Deposits

You may have heard that the CFPB recently committed to defining “abusive” when it comes to...

Construction Loan Sample Disclosures

Many of you have been asking about sample disclosures for construction loans in light of the TRID...

Small Filer Updates for HMDA Data Guide

For those of you who are able to take advantage of HMDA’s partial data exemptions for “Small...

TRID: Construction Inspection & Handling Fees

FinCEN Grants Permanent Exceptive Relief For Renewals/Rollovers

On September 7, 2018, the Financial Crimes Enforcement Network (FinCEN) granted permanent exceptive...

All About Construction Loans

Construction loans have caused a lot of havoc for the industry ever since the TRID Rule was first...

Annual Privacy Notice Exemption & FCRA Opt-Outs

We were obviously happy to see Regulation P was finally updated, which we passed along to you last...

Single Pay = Non-Fully Amortizing Feature

Action Taken Chart Now Available

If you’re a HMDA Bank, you’re probably more than well aware that reporting the correct action taken...