---
title: Online Bankers Training - 2020 Thresholds
description: BCC offers online banking regulations training & consulting - 2020 Thresholds
---

[Banker's Compliance Consulting Blog ](https://blog.bankerscompliance.com/en)

# [Online Bankers Training - 2020 Thresholds](https://blog.bankerscompliance.com/en/2020-thresholds)

 Written by [Amy Kudlacek](https://blog.bankerscompliance.com/en/author/amy-kudlacek) | Jan 3, 2020 9:39:12 AM

With **2020** still feeling pretty new, do you ever start thinking, “*What did I forget*”?  One thing that can slip through the cracks are the regulatory threshold changes that generally **take effect on January 1st each year**.  These thresholds are used to determine whether certain compliance requirements apply to your financial institution.

Here’s a quick list (not all-inclusive) of some common ones:

**Regulation Z**

- Loan Amount Exemption to determine if certain loans are subject to Regulation Z
- High-Cost Mortgage (Points & Fees)
- Loan Amount Exemption for special appraisal requirements on Higher-Priced Mortgage Loans
- Qualified Mortgage (Points & Fees)
- Qualified Mortgage (Small Creditor)

**HMDA**

- The asset-size threshold is one piece to determining if your financial institution is subject to HMDA.

**CRA**

- Asset-size thresholds for small, intermediate small and large banks/savings institutions.

For more information on these threshold changes, refer to the January 2020 edition of our [Banking on BCC Magazine](https://store.bankerscompliance.com/#/product/06b8ce65-f151-42e7-b03d-f09a67d7e94d?keyword=&searchFilter.keyword=).

Would you like to try our magazine? Let us know at [consultants@bankerscompliance.com](mailto:consultants@bankerscompliance.com).

Published  
2020/01/03

[View full post](https://blog.bankerscompliance.com/en/2020-thresholds)

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