---
title: "Online Bankers Training - 2017 \"Small Creditor\" Threshold"
description: "BCC offers online banking regulations training & consulting - 2017 \"Small Creditor\" Threshold"
---

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# [Online Bankers Training - 2017 "Small Creditor" Threshold](https://blog.bankerscompliance.com/en/202135)

 Written by [Amy Kudlacek](https://blog.bankerscompliance.com/en/author/amy-kudlacek) | Dec 27, 2016 8:39:40 AM

The threshold used to determine [small creditor status](https://www.federalregister.gov/documents/2016/12/21/2016-30730/truth-in-lending-act-regulation-z-adjustment-to-asset-size-exemption-threshold) under Regulation Z will be $2.069 billion in 2017. This is up from $2.052 billion in 2016. This threshold comes into play for the Ability to Repay/Qualified Mortgage rules under §1026.43 and HPML escrow accounts under §1026.35(b)(2)(iii)(C).

Published  
 2016/12/27  
 Amy Kudlacek

[View full post](https://blog.bankerscompliance.com/en/202135)

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