Online Bankers Training - Addresses Updated for OCC Banks

Written by David Dickinson | Oct 14, 2011 9:05:43 AM

On October 11, 2011, the Office of the Comptroller of the Currency (OCC) issued Bulletin 2011-41 advising their institutions on the names and addresses to be disclosed on various notices and/or posters required by various regulations. These include the Community Reinvestment Act (CRA), Equal Credit Opportunity Act (ECOA) and the Fair Housing Act (FHA). These changes are a result of the July 21^st transfer of the Office of Thrift Supervision (OTS) functions to the OCC and are required to be made within 90 days.

CRA PUBLIC NOTICE

Large Bank Supervision Deputy Comptroller Large Bank Supervision Office of the Comptroller of the Currency 250 E Street, SW Washington, DC 20219-0001	Midsize & Credit Card Bank Supervision Deputy Comptroller Midsize Bank Supervision Office of the Comptroller of the Currency 250 E Street, SW Washington, DC 20219-0001
Central District Deputy Comptroller Central District Office of the Comptroller of the Currency One Financial Place Suite 2700 440 South LaSalle Street Chicago, IL 60605	Northeastern District Deputy Comptroller Northeastern District Office of the Comptroller of the Currency 340 Madison Avenue Fifth Floor New York, NY 10173-0002
Southern District Deputy Comptroller Southern District Office of the Comptroller of the Currency 500 North Akard Street Suite 1600 Dallas, TX 75201	Western District Deputy Comptroller Western District Office of the Comptroller of the Currency 1225 17th Street Suite 300 Denver, CO 80202

FAIR HOUSING POSTER

Office of the Comptroller of the Currency Customer Assistance Group 1301 McKinney Street, Suite 3450 Houston, TX 77010-9050

The provision dealing with submission of FHA complaints to HUD remains unchanged.

ECOA NOTICE

The enforcement authority of ECOA for OCC-supervised institutions with assets greater than $10 billion was transferred to the Consumer Financial Protection Bureau (CFPB) by the Dodd-Frank Act. The CFPB plans to update ECOA to reflect the supervisory changes; however until this occurs, financial institutions should continue to provide the address as specified in Appendix A of the regulation.

Federal savings associations which are now supervised by the OCC should continue to use the OTS address for complaints. ECOA and other consumer complaints that are received OTS address will be forwarded to the appropriate supervisory agency for processing. Similarly, complaints received by the OCC for institutions supervised for consumer compliance by the CFPB will be forwarded to the CFPB.

Published
2011/10/14
Deb Irving

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