Banker's Compliance Consulting Blog

How Much Training Is Enough?

Training is not meant to be a “one and done” task. It should be ongoing, and it can evolve and...

Artificial Intelligence Action Plan

Artificial Intelligence (AI) is a hot topic these days and it comes with a lot of pros, a lot cons...

HMDA Refinancings

HMDA says that a refinancing means a closed-end mortgage loan or an open-end line of credit in...

Advanced HMDA Concept: What’s a Dwelling

HMDA is a complex regulation. While it might appear simple on the surface, it can get quite...

HMDA Action Taken Date

Under Regulation B, when an applicant withdraws an application, there is no requirement to send the...

HMDA Demographic Information: Don’t Touch It

When an applicant provides their demographic information, we like to tell people, “U Can’t Touch...

HMDA: Action Taken Date

One of the data fields required to be reported for HMDA is the Action Taken Date. While this might...

HMDA Small Filer: Data Accuracy

We say it all the time… HMDA compliance is difficult because the margin for error is so small....

Resetting Your Compliance Management System

Your Compliance Management System (CMS) is what we like to refer to as your “house of compliance”....

HMDA Large Filers & Property Address

If your institution is a HMDA reporter, it’s important to know whether you are a small filer or a...