Banker's Compliance Consulting Blog

Resetting Your Compliance Management System

Your Compliance Management System (CMS) is what we like to refer to as your “house of compliance”....

HMDA Large Filers & Property Address

If your institution is a HMDA reporter, it’s important to know whether you are a small filer or a...

HMDA: Multifamily Dwellings

HMDA has a lot of intricacies, which make compliance a challenge. The first step is determining...

HMDA Demographic Information at Application

If you’ve followed us for long, you’ve likely heard us say “HMDA is an application regulation”. The...

What’s Up with the CFPB?

The last month has been a little chaotic and while not a lot has impacted the banking industry...

HMDA Small Filers: Exempt Data

If you are a “small filer” for HMDA, there is a lot of data you are not required to report. The...

HMDA Data: Initially Payable to You

There are a lot of data points that you must report for each application on your HMDA LAR....

HMDA Purpose

If you are a HMDA reporting institution, knowing which applications are covered is the cornerstone...

Flood Risk in the Mortgage Market

On January 13, 2025, the CFPB put out a report entitled, Flood Risk and the U.S. Mortgage Market...

Advertising in the Digital Age

Many of the banking laws and regulations related to advertising were written decades ago, well...