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Advanced HMDA Concept: What’s a Dwelling
By David Dickinson
| Apr 24, 2025
HMDA is a complex regulation. While it might appear simple on the surface, it can get quite...
HMDA Action Taken Date
By David Dickinson
| Mar 21, 2025
Under Regulation B, when an applicant withdraws an application, there is no requirement to send the...
HMDA Demographic Information: Don’t Touch It
By David Dickinson
| Mar 17, 2025
When an applicant provides their demographic information, we like to tell people, “U Can’t Touch...
HMDA: Action Taken Date
By David Dickinson
| Mar 10, 2025
One of the data fields required to be reported for HMDA is the Action Taken Date. While this might...
HMDA Small Filer: Data Accuracy
By David Dickinson
| Mar 10, 2025
We say it all the time… HMDA compliance is difficult because the margin for error is so small....
Resetting Your Compliance Management System
By David Dickinson
| Feb 28, 2025
Your Compliance Management System (CMS) is what we like to refer to as your “house of compliance”....
HMDA Large Filers & Property Address
By David Dickinson
| Feb 28, 2025
If your institution is a HMDA reporter, it’s important to know whether you are a small filer or a...
HMDA: Multifamily Dwellings
By David Dickinson
| Feb 28, 2025
HMDA has a lot of intricacies, which make compliance a challenge. The first step is determining...
HMDA Demographic Information at Application
By David Dickinson
| Feb 24, 2025
If you’ve followed us for long, you’ve likely heard us say “HMDA is an application regulation”. The...