---
title: "Appraisals: Customer & Reasonable Compensation"
description: Discover how Regulation Z ensures fair and independent real estate appraisals, protecting consumers and ensuring appraisers receive customary and reasonable compensation. Watch Jerod's video for more insights.
---

[Banker's Compliance Consulting Blog ](https://blog.bankerscompliance.com/en)

# [Appraisals: Customer & Reasonable Compensation](https://blog.bankerscompliance.com/en/appraisals-customer-reasonable-compensation)

 Written by [Jerod Moyer](https://blog.bankerscompliance.com/en/author/jerod-moyer) | Jul 7, 2025 4:32:00 PM

The valuation independence rules found in [Regulation Z](https://www.consumerfinance.gov/rules-policy/regulations/1026/) are designed to *…ensure that real estate appraisals used to support creditors’ underwriting decisions are based on the appraiser’s independent professional judgment, free of any influence or pressure that may be exerted by parties that have an interest in the transaction...*and…*seek to ensure that creditors and their agents pay customary and reasonable fees to appraisers*.  The Regulation does provide a presumption of compliance for ensuring any compensation paid to an appraiser meets this “customary and reasonable” standard for comparable appraisal services within the geographic market in which the property is located.

Jerod explains more in the video.

 

Published   
2025/07/07

[View full post](https://blog.bankerscompliance.com/en/appraisals-customer-reasonable-compensation)

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