Banker's Compliance Consulting Blog

Regulation E Disputes & Fine Print

Regulation E provides consumers certain protections from unauthorized electronic funds...

2026 FREE Deposit Compliance Q & A

It’s that time again and we’d like to invite you to join us for our FREE Deposit Compliance Q & A...

Disclosing Absorbed & Offset Costs on the Closing Disclosure

When completing TRID disclosures, it’s important to understand that how you handle absorbed costs...

TRID's 0% Tolerance

Certain fees and charges disclosed on the Loan Estimate have a 0% tolerance.These include things...

TRID Disclosures & the Unlimited Tolerance

There are certain fees and charges on a TRID-covered loan that are subject to an unlimited...

Documenting Intent to Proceed for TRID

For applications subject to TRID, getting an applicant’s intent to proceed is an important step in...

TRID & Good Faith

“Good faith” is an important concept when it comes to providing TRID disclosures, such as the Loan...

TRID: Estimates on the Closing Disclosure

The Closing Disclosure is required to be in the applicant’s hand at least three business days...

TRID & The 0% Tolerance

Regulation Z requires that a Loan Estimate …be provided in good faith…if any information necessary...

Annual Escrow Account Statements

RESPA requires, in in §1024.17(i), that …for each escrow account, a servicer shall submit an annual...