Banker's Compliance Consulting Blog

1071 Group: Applicants, Applications & the Application Process

Even though we are waiting on a new Final Rule for Section 1071, members of our 1071 Thought...

Fair Lending & CMS Intersection

The Board of Directors plays a crucial role in every financial institution. They are ultimately...

Disclosing Construction Loans for TRID

Disclosing construction loans under the TRID requirements definitely has its challenges. In some...

Fair Lending: Legal vs. Illegal

Lenders discriminate every day. That might seem like a shocking statement but it’s important to...

Construction Loans vs Lines

Lenders often refer to a construction loan as a construction line of credit. While you can call it...

Regulation B Appraisal Requirements & Business Purpose Loans

There’s a misconception out there among some lenders that the Regulation B appraisal requirements...

Truth in Savings Disclosures for Overdrafts

The Truth is Savings Act (Regulation DD) has several disclosure requirements related to overdrafts.

Section 1071 Delay Insights

As we reported back in June, the CFPB published an Interim Final Rule that officially delayed the...

Appraisals: Customer & Reasonable Compensation

The valuation independence rules found in Regulation Z are designed to …ensure that real estate...

Overdrafts & Fair Lending

When we talk to institutions about overdrafts, most are very aware that, if they originate an...