Banker's Compliance Consulting Blog

TRID: How Shopping Impacts Tolerances

Section B of the Closing Disclosure (“Services Borrower Did Not Shop For”) can include items that...

Complaints: Training & Awareness

The Federal Reserve’s Federal Consumer Compliance Outlook (Second Issue 2024) stated the purpose of...

Fair Lending: Making Exceptions

Making exceptions to loan policy or allowing pricing discretion are not wrong. In fact, they may be...

FDIC Advertisement of Membership & Non-Deposit Products

On May 1, 2025, new requirements and restrictions took effect for FDIC-insured institutions that...

TRID: Best Information Available

One key concept when it comes to TRID disclosures is the idea of “the best information reasonably...

FREE Lending Compliance Q & A

Do you have burning questions related to lending compliance? Struggling with TRID, HMDA, RESPA, ...

How Regulatory Agencies View Complaints

Regulatory agencies are in the business of protecting the rights of your customers and preventing...

Withdrawn Applications

While we were patiently waiting for a new Section 1071 proposal, members of our 1071 Thought...

UDAAP: The Struggle

Most institutions know that they need to be on the lookout for unfair, deceptive or abusive acts or...

1071 Proposal: What's New, What's Not

On November 13th, the CFPB issued a revised proposal to implement the Section 1071 requirements of...