Banker's Compliance Consulting Blog

Regulation B Appraisal Requirements & Business Purpose Loans

There’s a misconception out there among some lenders that the Regulation B appraisal requirements...

Truth in Savings Disclosures for Overdrafts

The Truth is Savings Act (Regulation DD) has several disclosure requirements related to overdrafts.

Section 1071 Delay Insights

As we reported back in June, the CFPB published an Interim Final Rule that officially delayed the...

Appraisals: Customer & Reasonable Compensation

The valuation independence rules found in Regulation Z are designed to …ensure that real estate...

Overdrafts & Fair Lending

When we talk to institutions about overdrafts, most are very aware that, if they originate an...

Seller-Paid Fees – Finance Charges?

Determining whether a fee is a finance charge can pose a challenge because there are often special...

The State of Fair Lending

You may have heard of President Trump’s Executive Order, “Restoring Equality of Opportunity and...

Regulation B: Completed Application

Regulation B is a little unique in that it defines both an “application” and a “completed...

FDIC Signage Reminders

During our most recent “Deposit Compliance Q & A FREE Forum”, we received a lot of questions...

Section 1071 for the Board: Policies, Procedures & Processes

We are in a holding pattern when it comes to the Section 1071 Rule. As we wait for a new regulation...