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TRID: Construction Loan APRs
By Jerod Moyer
| Jul 19, 2024
Calculating the Annual Percentage Rate on a construction loan can be a little tricky as there are...
2024 Overdraft Proposal
By Jerod Moyer
| Jul 19, 2024
In case you missed it, the CFPB issued a Proposal back in January regarding overdrafts. The...
Section 1071 Denial Reasons VS. Regulation B Denial Reasons
By Jerod Moyer
| Jul 19, 2024
While the 1071 requirements are part of Regulation B, not everything lines up perfectly. For...
The 1071 & HMDA Intersection
By Jerod Moyer
| Jul 17, 2024
If you had a chance to review the “Section 1071 Small Business Lending Application Coverage...
Appraisal/Valuation Independence
By Jerod Moyer
| Jun 13, 2024
Section 1026.42 of Regulation Z requires valuation independence in any open or closed-end consumer...
Section 1071: Business Owner Status
By Jerod Moyer
| May 22, 2024
One of the biggest hurdles related to Section 1071 is collecting the Business Ownership Status....
Flood Insurance: Waivers, Exemptions & Exclusions
By Jerod Moyer
| May 16, 2024
The general rule of thumb is that you can never “waive” flood insurance. If you have a structure...
Fall Virtual Conference
By Jerod Moyer
| May 16, 2024
With summer right around the corner, an upcoming vacation, backyard barbecue, your garden or a...
Adverse Action & Commercial Applicants
By Jerod Moyer
| May 13, 2024
When it comes to adverse action notices, remember that two different regulatory requirements can...