Banker's Compliance Consulting Blog

Risk Assessments: Identifying and Mitigating Risk

Risk assessments are an important tool, not only identifying the risks your institution faces but...

Escrow Account Computation Year

One of the foundational concepts when it comes to administering escrow accounts is the “escrow...

The Mortgage Lifecycle: It Starts with an Application

When it comes to the lifecycle of a mortgage loan, it all begins with an application. And, in many...

TRID: Issuing the Closing Disclosure Too Early

One common TRID misconception surrounds when the Closing Disclosure (CD) can be provided. At a...

Risk Assessments: The Why

A risk assessment is exactly as it sounds; it’s a tool that assesses risk.That “risk” could come...

2026 FREE Lending Compliance Q & A Coming Soon!

We will spend one hour answering your lending compliance questions in plain English! Do you have...

TRID: How Shopping Impacts Tolerances

Section B of the Closing Disclosure (“Services Borrower Did Not Shop For”) can include items that...

Complaints: Training & Awareness

The Federal Reserve’s Federal Consumer Compliance Outlook (Second Issue 2024) stated the purpose of...

Fair Lending: Making Exceptions

Making exceptions to loan policy or allowing pricing discretion are not wrong. In fact, they may be...

FDIC Advertisement of Membership & Non-Deposit Products

On May 1, 2025, new requirements and restrictions took effect for FDIC-insured institutions that...