Banker's Compliance Consulting Blog

TRID: Completing Section C of the Closing Disclosure

One thing that sometimes causes confusion in connection with TRID disclosures is...

SAFE Act: Conducting the Independent Audit

The purpose of the SAFE Act is to protect consumers and reduce fraud in the residential mortgage...

Section 1071 Firewall: No Expiration

Financial institutions that will be subject to the Small Business Lending Data Collection Rule (...

TRID Applications

It can be easy to assume that an application for one regulation is an application for all...

Regulation B & Disparate Impact

On July 21, 2026, the CFPB’s Final Rule amending Regulation B with respect to disparate impact,...

Section 1071: Determining Gross Annual Revenue

Gross annual revenue (GAR) is key in determining whether you have a reportable 1071...

Promoting Access to Mortgage Credit: Changes on the Horizon?

President Trump’s Executive Order (EO), “Promoting Access to Mortgage Credit” seeks to promote...

Fair Lending & the Board of Directors

It’s the Board of Director’s job to oversee a financial institution’s compliance management...

Fair Lending & Loan Servicing

Under the fair lending requirements, illegal discrimination is prohibited at any point in time with...

Section 1071 Firewall: Restricted Data

The Section 1071 Rule requires financial institutions to collect and report certain data for...