Banker's Compliance Consulting Blog

TRID: Issuing the Closing Disclosure Too Early

One common TRID misconception surrounds when the Closing Disclosure (CD) can be provided. At a...

Risk Assessments: The Why

A risk assessment is exactly as it sounds; it’s a tool that assesses risk.That “risk” could come...

2026 FREE Lending Compliance Q & A Coming Soon!

We will spend one hour answering your lending compliance questions in plain English! Do you have...

TRID: How Shopping Impacts Tolerances

Section B of the Closing Disclosure (“Services Borrower Did Not Shop For”) can include items that...

Complaints: Training & Awareness

The Federal Reserve’s Federal Consumer Compliance Outlook (Second Issue 2024) stated the purpose of...

Fair Lending: Making Exceptions

Making exceptions to loan policy or allowing pricing discretion are not wrong. In fact, they may be...

FDIC Advertisement of Membership & Non-Deposit Products

On May 1, 2025, new requirements and restrictions took effect for FDIC-insured institutions that...

TRID: Best Information Available

One key concept when it comes to TRID disclosures is the idea of “the best information reasonably...

FREE Lending Compliance Q & A

Do you have burning questions related to lending compliance? Struggling with TRID, HMDA, RESPA, ...

How Regulatory Agencies View Complaints

Regulatory agencies are in the business of protecting the rights of your customers and preventing...