Banker's Compliance Consulting Blog

FDIC Signage Reminders

During our most recent “Deposit Compliance Q & A FREE Forum”, we received a lot of questions...

Section 1071 for the Board: Policies, Procedures & Processes

We are in a holding pattern when it comes to the Section 1071 Rule. As we wait for a new regulation...

Written Loan Applications

Regulations, like Regulation B, TRID and HMDA, define what constitutes an application for their...

Regulation B: Specific Reasons for Denial

Regulation B says A creditor must disclose the principal reasons for denying an application or...

Flood Insurance: Co-Insurance Penalties

When it comes to flood insurance for condominiums, one thing that institutions need to be aware of...

Section 1071: Keeping Your Board Informed

It’s no secret that Section 1071 is up in the air. No one really knows for sure how it will all...

What’s Up with Section 1071

You are all likely aware that the Section 1071 Rule is in a state of flux. There have been...

Adverse Action & Prequalifications

We received a great question from a Monthly Connection member at our April meeting. It went...

Free Deposit Compliance Q & A

Advertising is one of those areas of compliance that can be affected by a lot of different...

Auditing TRID: Revised Disclosures

When our team looks at TRID loan files, they spend a lot of time on revised disclosures. Why?...