Banker's Compliance Consulting Blog

TRID Applications

It can be easy to assume that an application for one regulation is an application for all...

Regulation B & Disparate Impact

On July 21, 2026, the CFPB’s Final Rule amending Regulation B with respect to disparate impact,...

Section 1071: Determining Gross Annual Revenue

Gross annual revenue (GAR) is key in determining whether you have a reportable 1071...

Promoting Access to Mortgage Credit: Changes on the Horizon?

President Trump’s Executive Order (EO), “Promoting Access to Mortgage Credit” seeks to promote...

Fair Lending & the Board of Directors

It’s the Board of Director’s job to oversee a financial institution’s compliance management...

Fair Lending & Loan Servicing

Under the fair lending requirements, illegal discrimination is prohibited at any point in time with...

Section 1071 Firewall: Restricted Data

The Section 1071 Rule requires financial institutions to collect and report certain data for...

Construction Holdbacks in Section K of the Closing Disclosure

The third page of the Closing Disclosure provides a summary of the borrower’s loan transaction in...

Fair Lending Risk in Advertising

Fair lending compliance often centers around loan policies and procedures, loan terms and pricing, ...

Section 1071 Fire: The Feasibility Exception

Section 1071 requires financial institutions to implement and maintain a firewall ...that prohibits...