Banker's Compliance Consulting Blog

Overdrafts & UDAAP Risk

It’s no secret that the regulatory agencies do not like overdraft fees and often scrutinize...

Section 1071: In, Out or Maybe

The Section 1071 Final Rule released on May 1, 2026, culminated a strange and chaotic road.We’ve...

Section 1071: Institution Coverage

The Section 1071 Final Rule defines a “covered financial institution” as …a financial institution,...

Flood Insurance Coverage Isn't Always as it Appears

The Flood Disaster Protection Act states that the required amount of flood insurance must be equal...

1071 Final Rule

On May 1st, a Final Rule amending Regulation B was issued to implement the Section 1071...

2026 Deposit Forum

If you missed our FREE Deposit Compliance Q & A Forum on April 28th, it’s available now OnDemand...

Are You Subject to 1071?

A Final Rule amending Regulation B to implement the Section 1071 requirements was issued on May 1,...

Regulation B: What is Adverse Action?

Regulation B defines the term “adverse action” in §1002.2(c), which states it’s:

Regulation B Final Rule Addresses Disparate Impact

The CFPB’s Final Rule amending Regulation B related to disparate impact will do the following:

Regulation E: Fraud vs. Unauthorized

Consumers are inundated with fraud these days.Whether it’s scam emails, texts, phone calls, etc.,...