---
title: "Auditing HMDA: Loan Amount"
description: Navigating HMDA compliance is challenging, especially when reporting loan amounts. Learn why this common error occurs and how to avoid it in our latest blog post.
---

[Banker's Compliance Consulting Blog ](https://blog.bankerscompliance.com/en)

# [Auditing HMDA: Loan Amount](https://blog.bankerscompliance.com/en/auditing-hmda-loan-amount)

 Written by [David Dickinson](https://blog.bankerscompliance.com/en/author/david-dickinson) | Oct 6, 2025 7:07:30 PM

[HMDA](https://www.consumerfinance.gov/data-research/hmda/) is one of the most difficult compliance requirements because there is very little, if any, room for error. While there are plenty of data fields that can trip you up sometimes it’s the ones that don’t seem all that difficult on the surface that can give you the most problems. The loan amount, for example, is one of the most common errors noted year in and year out. The loan amount to be reported often depends on the specific circumstances surrounding the application being reported. For example, the loan amount you report could differ depending on whether the application was originated, if a counteroffer was made and/or accepted, if the loan was approved but not accepted, etc.

David explains more in the video.

[ HMDA Resources!  ](https://cta-service-cms2.hubspot.com/web-interactives/public/v1/track/click?encryptedPayload=AVxigLJNd0BupCtPVlAtzEmajgbL6CLEOq0AmcnrzmzF%2FCsAZqLA98x01Wan9PvAukkHdbyH5a%2FiqM%2FtTWReS9AdJaHwMXBmqmB92oGNP1hvbNHxyE7dCKPCIUe4%2B3Wh%2Bm1lWfVBF6Jp71kRKNX%2F%2BS%2Fj29Rgu90%2Fb2c8H%2Fmz51RkczdEsZBvCWc4vIqnLa8my60YLV6jfpIFgVDJit6JGvFgAWlMoqW%2BU6k%3D&portalId=21201105) 

Published  
2025/10/06

 

[View full post](https://blog.bankerscompliance.com/en/auditing-hmda-loan-amount)

```json
{
  "@context" : "http://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "David Dickinson"
  },
  "dateModified" : "2025-10-06T19:07:30.539Z",
  "datePublished" : "2025-10-06T19:07:30Z",
  "headline" : "Auditing HMDA: Loan Amount",
  "image" : {
    "@type" : "ImageObject",
    "height" : 4096,
    "url" : "https://21201105.fs1.hubspotusercontent-na1.net/hubfs/21201105/Loan%20Status.jpeg",
    "width" : 6144
  },
  "mainEntityOfPage" : "https://blog.bankerscompliance.com/en/auditing-hmda-loan-amount",
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "height" : 60.0,
      "url" : "https://fs.hubspotusercontent00.net/hubfs/21201105/Bankers_Compliance_Consulting_Logo%20copy%202.jpg",
      "width" : 310.30304
    },
    "name" : "Banker's Compliance Consulting Blog"
  }
}
```