Banker's Compliance Consulting Blog

2017 High-Cost Mortgage Threshold

The Points & Fees thresholds used to determine whether a loan is a High Cost Mortgage (HCM) will...

2017 HPML Appraisal Threshold

The loan amount threshold used to determine whether a loan is exempt from the special appraisal...

2017 Regulation Z Threshold

The threshold to exempt consumer credit from Regulation Z will be $54,600 for 2017. This remains...

Veterans Day 2016

USA, the Home of the Free, Because of the Brave

New 1003 Application Form

On August 23, 2016, Fannie Mae and Freddie Mac announced the publication of a NEW 1003 application...

Flood Insurance: Escrow Option Notification Deadline Approaching

For those banks that did not qualify for the small bank exemption as of January 1, 2016, you must...

2016 ABA Distinguished Service Award

We are thrilled to announce that David Dickinson, President of Banker’s Compliance Consulting, was...

2016 CRA Public File Update

Just a friendly reminder that your Community Reinvestment Act (CRA) public file must be updated by...

2016 Financial Disclosure Statement Update

If your institution is FDIC or OCC regulated, you must make updates to your annual disclosure...

Small Creditor Change Effective March 31, 2016

In our February Newsletter we alerted you to the fact that many banks could lose their Small...