Banker's Compliance Consulting Blog

Loan Application vs. Loan Inquiry

Knowing when you have a loan application and when you have a loan inquiry is the foundation of...

CFPB Issues Interpretive Rule on Sex Discrimination

On March 9, 2021, the CFPB issued an interpretive rule regarding sex discrimination under the...

HMDA: Mixed-Purpose Loans

A loan, often times, has multiple purposes. For example, you might make a loan to refinance a...

Regulation E Unauthorized Transactions

Regulation E error resolution rules are tricky! This is also an area that has experienced recent...

HMDA: Large vs. Small Filers

Are you a HMDA-reporting bank? If you are, you are either a large filer (meaning you report ALL the...

HMDA

Resources to help with HMDA compliance HMDA compliance is tough! With all the data you are...

Reporting Income for HMDA

If you are a HMDA bank, you know that collecting and reporting the required data can be a...

APY Range Calculator

As more financial institutions begin to offer “reward”-type accounts, it’s important to ensure the...

HMDA: Dwelling?

Be sure to JOIN US , for our webinar, “HMDA Covered Transactions”.

Flood Insurance RCV vs ACV

When determining the appropriate amount of flood insurance, we talk about the “lesser of three”....