Banker's Compliance Consulting Blog

HMDA + Approved Not Accepted = Confusion

When it comes to HMDA, there is a lot of confusion on reporting the type of action taken,...

Elder Abuse on the Rise

When it comes to hot issues in the BSA world, we find it’s sometimes hard to get bankers to fully...

Regulation B: Everyone Gets a Piece of Paper

When it comes to taking adverse action under Regulation B we like to say, “everyone gets a piece of...

HMDA: Denied or Approved Not Accepted?

Are we required to make note of this on the Adverse Action Notice?

Question: We pulled a credit report and although the applicant’s credit history is not good, we did...

Regulation E: Statute of Limitations?

Can a customer dispute a debit card transaction or an ACH a year or longer after it happened?

EFT Error Resolution Myths

When a customer disputes an electronic funds transfer, it’s not uncommon for a bank’s card...

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HMDA Loan Term

HMDA Data for Small Filers

If you are a Small Filer for HMDA, there is a laundry list of data fields you are not...