Banker's Compliance Consulting Blog

Loan Application Dates

A loan application date triggers a variety of compliance requirements and getting it right is very...

All About Escrows

Escrow account compliance can be a daunting task. From the technical account administration rules...

HMDA-LAR Formatting Tool

The CFPB has just released a 2018 version of the LAR Formatting Tool on their website. This will be...

Customer Due Diligence/Beneficial Owners: It’s Getting Close

We are down to the wire with only a little over three months left before you must comply with the...

Fair Lending Expectations

The CFPB’s focus on Fair Lending increased substantially in 2017 and we can only imagine that 2018...

National Flood Insurance Program Expires

As you may already know, Congress did not reauthorize the NFIP by the January 19th deadline. This...

Completing the Closing Disclosure

Yesterday, we held our “TRID: Completing the Loan Estimate” webinar. We walked attendees through...

Compliance Management: Training

If you’ve ever tried to train others on regulatory requirements, you know it’s not an easy task....

Completing the Loan Estimate

The CFPB issued a Final Rule in July 2017 that updated TRID with some substantive changes in areas...

New Rate Spread Calculator – What HMDA and Non-HMDA Banks Need to Know

As we mentioned in our December 28th blog, the CFPB released a new Rate Spread Calculator for 2018...