Banker's Compliance Consulting Blog

New HMDA Coverage Test (2017 & 2018)

When the CFPB issued their HMDA Final Rule back in October 2015, they included a strange twist...

Overdrafts: A Priority of the CFPB

It’s no secret that overdrafts have been a hot button issue in the industry and a primary area of...

Customer Due Diligence & Beneficial Owner Final Rule

We’ve been waiting for it and now it’s finally here! The final rule on Customer Due Diligence...

Prepaid Cards, Terrorists & CIP!

A recent article on ACAMS’ “MoneyLaundering.com” reported that members of the terrorist cells that...

HMDA Final Rule is Here!

Now that you’ve had a whole two weeks to get all of the TRID changes implemented (that’s supposed...

CFPB Adjusts Small Creditor and Rural & Underserved Status for 2016

On September 21, 2015, the Consumer Financial Protection Bureau (CFPB) finalized a number of changes

FinCEN to Issue Final CDD Rules in August

According to a recent ACAMS publication, the White House budget office has announced the final...

SCRA Policy & Procedures

As we mentioned in our May Newsletter, we have developed a sample Servicemember’s Civil Relief Act...

30-Day Wait on Flood Insurance Policies

Flood Insurance rules are not easy and we still see both bankers and insurance agents that don’t...

Consumer Complaint Policy

Have you been looking for a sample Consumer Complaint Policy? In our efforts to provide solutions...