Banker's Compliance Consulting Blog

CFPB Issues Prepaid Interest Factsheet for General Qualified Mortgages

The CFPB brought some changes to the Qualified Mortgage (QM) world in 2021, including a revised ...

Pulling Credit Reports on Business Applicants

We get questions all the time about when you can and can’t pull a consumer report.

TRID Closing Disclosure: Estimated Taxes, Insurance & Assessments

The Estimated Taxes, Insurance, and Assessments section within the Projected Payments Table on the ...

TRID Loan Estimate: Absorbed vs. Offset Costs

When it comes to itemizing charges on the Loan Estimate, the TRID Guidelines indicate there is a...

TRID Guidelines: Shopping Disclosure

The TRID Guidelines are often a big player when it comes to the life cycle of a mortgage loan....

TRID Guidelines: What’s a Changed Circumstance?

Be sure to JOIN US for our webinar, “TRID for Beginners”.

Free Training – Regulation B Appraisal Requirements

Do you have burning questions related to lending compliance? Struggling with TRID, HMDA, Fair...

Complaints: The “Why”

Be sure to JOIN US for our webinar, “Complaints, Complaint Programs & Compliance.”

Overdraft Warning Shots

Towards the end of 2021, there were several warning signals that overdraft practices will be...

TRID Guidelines: What’s Covered?

If you are new to lending and TRID (TILA-RESPA integrated disclosure) compliance, it can feel quite...