Banker's Compliance Consulting Blog

2014 ABA RCC

This is the first installment in a series of blogs covering the sessions I attended at this year’s...

Relying on an Existing Appraisal or Other Written Evaluation

We have been getting a lot of questions lately regarding the Regulation B appraisal rules and what...

Primary Dwelling Foreclosure and the 120-Day Confusion

Lately we’ve been seeing some confusion with the January 2014 mortgage servicing rules,...

Points and Fees, It’s a Nice Thought But…

Contrary to some banker’s beliefs, third party investor/secondary market fees and charges are not...

HUD’s QM MIP Factor

We’ve received several calls from confused clients regarding the mortgage insurance premium (MIP)...

What’s in store for 2014?

I’m sure many of you are in the process of finalizing budgets and plans for coming year and I...

The Leniency Period Defense

At this point, rather than delaying the January 2014 effective dates, the Consumer Financial...

Will the January 2014 Mortgage Reform Effective Dates Be Delayed?

Are you still holding out hope that the mortgage reform rules set to go into effect in January 2014...

The QRM Effect

Many might be wondering how the proposed Qualified Residential Mortgage (QRM) Rule will affect...

Attempting to Solve the Hazard Insurance Points & Fees Puzzle

One of the big questions surrounding the Regulation Z Mortgage Reform Rules taking effect in...