Banker's Compliance Consulting Blog

Preliminary Closing Disclosures…Are They Allowed?

Planning for Major HMDA Changes in 2018

The 2018 HMDA changes are a year away. Do you have an Action Plan in place to ensure compliance by...

Meeting with the CFPB & Director Cordray

Last week, I had the privilege of sitting down with a group of mortgage industry professionals...

CFPB Overdraft Reform: A 2-Year Priority

We’ve been anxiously waiting to hear what the CFPB’s plan will be for overdraft reform. Well, we...

TRID & Construction Loans: The Plain English Version

On March 1, 2016, the CFPB provided a one-hour presentation titled “Know Before You Owe Mortgage...

Force Placed Flood Insurance Update

Have you ever force placed flood insurance and added the insurance premium to the existing loan...

Going Too Far on Reg E Debit Card Disputes

Have you ever encountered an unauthorized debit card dispute with a customer? Sure you have. Have...

Overdrafts Are on the Agenda!

Wondering what the future holds for overdrafts? New guidance? New Regulations? It may still be too...

How Does Your BSA/AML Independent Audit Measure Up?

The Bank Secrecy Act Anti-Money Laundering (BSA/AML) independent audit is one of the core “pillars”...

I Concur! Please Put It In Writing

On September 16th several trade groups signed off on a request letter written to Consumer Financial...