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Points and Fees, It’s a Nice Thought But…
By Jerod Moyer
| Jan 20, 2014
Contrary to some banker’s beliefs, third party investor/secondary market fees and charges are not...
HUD’s QM MIP Factor
By Jerod Moyer
| Jan 17, 2014
We’ve received several calls from confused clients regarding the mortgage insurance premium (MIP)...
What’s in store for 2014?
By Jerod Moyer
| Dec 05, 2013
I’m sure many of you are in the process of finalizing budgets and plans for coming year and I...
The Leniency Period Defense
By Jerod Moyer
| Nov 27, 2013
At this point, rather than delaying the January 2014 effective dates, the Consumer Financial...
Will the January 2014 Mortgage Reform Effective Dates Be Delayed?
By Jerod Moyer
| Nov 15, 2013
Are you still holding out hope that the mortgage reform rules set to go into effect in January 2014...
The QRM Effect
By Jerod Moyer
| Nov 13, 2013
Many might be wondering how the proposed Qualified Residential Mortgage (QRM) Rule will affect...
Attempting to Solve the Hazard Insurance Points & Fees Puzzle
By Jerod Moyer
| Nov 11, 2013
One of the big questions surrounding the Regulation Z Mortgage Reform Rules taking effect in...
Know Before You Owe ready, set, here we go!
By Jerod Moyer
| Nov 08, 2013
The CFPB will be holding a field hearing on November 20, 2013, in Boston, Massachusetts. The CFPB...
CFPB “Expects” Independent Compliance Audits
By Jerod Moyer
| Sep 17, 2013
The CFPB recently published their Summer 2013 Supervisory Highlights. The purpose of this...