Banker's Compliance Consulting Blog

Cryptocurrency: Mixer/Tumbler Services

A quick Google search will tell you that a crypto mixer service (aka a tumbler) is a service...

Artificial Intelligence Impact on BSA/AML/CFT Programs

In 2025, FinCEN put out a reminder to financial institutions to remain on alert for suspicious...

Crypto / Virtual Currency: Darknet Marketplaces

The use of crypto and/or virtual currency is often associated with criminal activity. While that is...

BSA/AML/CFT Reform

There was a lot of hoopla surrounding the AML/CFT reform proposal when it was issued back in June...

Regulation E Error Resolution Misconceptions

One very common misconception, when it comes to Regulation E error resolution is the idea that if a...

Policies, Procedures & the Board of Directors

Policies, procedures and processes are a necessary part of any compliance program. An institution’s

RESPA Section 8: What’s An “Agreement or Understanding”

Section 8 of RESPA states that …No person shall give and no person shall accept any fee, kickback...

SAR FAQs: Continuing Activity Review

As we previously mentioned, FinCEN along with the FDIC, Federal Reserve, NCUA, and OCC, provided...

Alerts, Orders, and Notices…Oh My!

Regulatory agencies put out a lot of information. There are regulations, guidance, FAQs, alerts,...

Pulling Credit Reports

It’s not uncommon for us to find violations related to pulling credit reports. First and foremost,...