Banker's Compliance Consulting Blog

SAR FAQs: Continuing Activity Review

As we previously mentioned, FinCEN along with the FDIC, Federal Reserve, NCUA, and OCC, provided...

Alerts, Orders, and Notices…Oh My!

Regulatory agencies put out a lot of information. There are regulations, guidance, FAQs, alerts,...

Pulling Credit Reports

It’s not uncommon for us to find violations related to pulling credit reports. First and foremost,...

AML/CFT Update – 2025 & Beyond

If you missed our Virtual BSA/AML/CFT Conference last week, our first session, “AML/CFT Update -...

Digital Mortgage Comparison-Shopping Platforms

Back in February 2023, the CFPB issued an Advisory Opinion regarding digital mortgage...

BSA/AML Program: Independent Test

Independent testing is a required pillar of a BSA/AML program. The Board of Directors is ultimately...

Truth in Savings: Top Violations

During our Virtual Deposit Conference, Kevin presented a session, “Top Deposit Violations & Tips”....

Money Laundering Risk in Residential Real Estate Lending

The focus of our September AML/CFT Membership Group, was AML/CFT risk implications related to...

CIP, CDD & EDD in Real Estate Lending

In our AML/CFT Membership Group, Kevin discussed AML/CFT risk associated with residential real...

Refinances & Truth in Lending

When you refinance a loan, there are several different regulations that can come into play,...