---
title: "BSA for Tellers & CSRs: Currency Transaction Reports"
description: Customer Service Representatives (CSR) their knowledge of CTR ins and outs. Tellers and CSRs are your first line detecting when a CTR must be filed. FINCEN
---

[Banker's Compliance Consulting Blog ](https://blog.bankerscompliance.com/en)

# [BSA for Tellers & CSRs: Currency Transaction Reports](https://blog.bankerscompliance.com/en/bsa-for-tellers-csrs-currency-transaction-reports)

 Written by [Kevin Edwards](https://blog.bankerscompliance.com/en/author/kevin-edwards) | Feb 27, 2023 9:48:38 PM

While Tellers and Customer Service Representatives (CSR) might not be the ones that actually file a Currency Transaction Report ([CTR](https://www.fdic.gov/news/financial-institution-letters/2021/fil21012c.pdf)) with [FinCEN](https://www.fincen.gov/), their knowledge of the [CTR](https://www.fincen.gov/sites/default/files/shared/CTRPamphlet.pdf) ins and outs is essential. Tellers and CSRs are your first line of defense when it comes to detecting when a CTR must be filed, gathering the required information, and watching for any suspicious activity.

Kevin explains more in the video.

 

#### Video Highlights:

- Banks have been deputized to collect financial intelligence on its customers and report it to the government.
- The Bank Secrecy Act (BSA) requires banks to fill out a CTR when cash transactions exceed $10,000 or more in a single day.
- Banks should look out for structuring, which is when customers break down large amounts of cash into smaller transactions in order to avoid filing CTRs.

Published  
2023/02/27

 

[View full post](https://blog.bankerscompliance.com/en/bsa-for-tellers-csrs-currency-transaction-reports)

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