The CFPB has posted an updated version of Your home loan toolkit, dated July 2026, on its website. The Home Loan Toolkit, otherwise known as the Special Information Booklet, is required to be provided within three business days of receipt of a closed-end, consumer-purpose application that is for the purchase (or construction) of a 1-4 family residential property and will be secured by a first lien.
Per the CFPB’s website, institutions ...can begin using the revised toolkit immediately...or ...use an earlier version until ...existing supplies are exhausted...However, if reprinting, the CFPB directs institutions to use this most recent version. Print-ready files are available here.
Although we haven’t seen anything yet, we would anticipate a notice related to the updated booklet will be published in the Federal Register.
Published 2026/09/28