It’s no secret that there are far less regulatory disclosure requirements for commercial loans. This often results in commercial lenders thinking they don’t need to worry about compliance. Obviously, this isn’t the case. An area that often gets over looked are the Regulation B appraisal requirements. These apply to any loan application that is or will be secured by a first lien on a 1-4 family dwelling. There is no distinction between consumer or commercial purpose. So, if your commercial lenders are taking applications secured by 1-4 family dwellings,Regulation B needs to at least be on their radar.
Kevin explains more in the video.
Published
2026/02/12