---
title: "Commercial Lenders: Regulation B Appraisal Requirements"
description: Commercial lenders must comply with Regulation B appraisal requirements for loans secured by 1-4 family dwellings. Learn more about these crucial compliance obligations.
---

[Banker's Compliance Consulting Blog ](https://blog.bankerscompliance.com/en)

# [Commercial Lenders: Regulation B Appraisal Requirements](https://blog.bankerscompliance.com/en/commercial-lenders-regulation-b-appraisal-requirements)

 Written by [Kevin Edwards](https://blog.bankerscompliance.com/en/author/kevin-edwards) | Feb 12, 2026 7:32:40 PM

It’s no secret that there are far less regulatory disclosure requirements for commercial loans. This often results in commercial lenders thinking they don’t need to worry about compliance. Obviously, this isn’t the case. An area that often gets over looked are the [Regulation B](https://www.consumerfinance.gov/rules-policy/regulations/1002/) appraisal requirements. These apply to any loan application that is or will be secured by a first lien on a 1-4 family dwelling. There is no distinction between consumer or commercial purpose. So, if your commercial lenders are taking applications secured by 1-4 family dwellings,Regulation B needs to at least be on their radar.

Kevin explains more in the video.

Published  
2026/02/12

[View full post](https://blog.bankerscompliance.com/en/commercial-lenders-regulation-b-appraisal-requirements)

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