---
title: Commercial Lending & Discrimination
description: Commercial lenders, discrimination Fair lending regulations include referrals to the Department of Justice, lawsuits, litigation, and reputational damage.
---

[Banker's Compliance Consulting Blog ](https://blog.bankerscompliance.com/en)

# [Commercial Lending & Discrimination](https://blog.bankerscompliance.com/en/commercial-lending-discrimination)

 Written by [Jerod Moyer](https://blog.bankerscompliance.com/en/author/jerod-moyer) | Feb 16, 2023 4:46:09 PM

Commercial lenders likely discriminate every day. Their job is to slice and dice information about an applicant to determine if they are worthy of a loan. There are “legal” forms of discrimination, for example, deciding not to make a loan based on an applicant’s debt-to-income ratio, loan-to-value, etc. Then there are “illegal” forms of discrimination which are based on a prohibited basis such as race, sex, age, marital status, etc.

Jerod explains more in the video.

 

#### Video Highlights:

- Commercial lenders need to be aware of legal discrimination vs. illegal discrimination in the lending process.
- Potential consequences of not following fair lending regulations include referrals to the Department of Justice, lawsuits, and litigation, as well as reputational damage.
- Fair lending should be a major concern for Boards and Management Teams.

Published  
2023/02/16

[View full post](https://blog.bankerscompliance.com/en/commercial-lending-discrimination)

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