---
title: Construction Loan Challenges
description: Learn about the challenges of construction loans, especially with TRID requirements and unique disclosures. Watch the video for more insights and stay updated on virtual conferences and regulatory news.
---

[Banker's Compliance Consulting Blog ](https://blog.bankerscompliance.com/en)

# [Construction Loan Challenges](https://blog.bankerscompliance.com/en/construction-loan-challenges)

 Written by [Jerod Moyer](https://blog.bankerscompliance.com/en/author/jerod-moyer) | Aug 19, 2024 6:37:16 PM

When it comes to construction loans, there are a lot of additional things you need to consider for the disclosures, namely the Loan Estimate and Closing Disclosure, to be in compliance with the [TRID](https://www.consumerfinance.gov/compliance/compliance-resources/mortgage-resources/tila-respa-integrated-disclosures/) requirements. The way certain things, such as the funds held for construction costs, are reflected is generally unique to these types of loans. It may also be one of the few times your institution needs to disclose an Adjustable Payment (AP) Table. In a lot of respects, disclosing a construction loan is like trying to fit a square peg into a round hole. We see this with sections like the Calculating Cash to Close and the AP Tables.

Jerod explains more in the video.

Published  
2024/08/19

[View full post](https://blog.bankerscompliance.com/en/construction-loan-challenges)

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