Banker's Compliance Consulting Blog

Currency Transaction Reports: Multiple vs. Aggregated Transactions.

Written by Kevin Edwards | Jun 4, 2024 3:49:34 PM

There are a lot of pieces to the Bank Secrecy Act compliance puzzle. One of those pieces is the Currency Transaction Report or CTR. Knowing “when” to file a CTR (cash transactions over $10,000) is only half the battle. Once you detect a reportable transaction, knowing “how” to complete the CTR is another story. There are a lot of intricate details to the form that can trip you up. For example, the rules for when you should mark “multiple transactions” versus “aggregated transactions” is a little more complicated than what you might think.

Kevin explains more in the video.

 

Published
2024/06/04