---
title: Customer Due Diligence & Risk Profiles
description: Enhance your BSA/AML/CFT Program with effective Customer Due Diligence. Learn how to assess and adjust risk profiles for each customer. Watch Kevin's video for detailed insights.
---

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# [Customer Due Diligence & Risk Profiles](https://blog.bankerscompliance.com/en/customer-due-diligence-risk-profiles)

 Written by [Kevin Edwards](https://blog.bankerscompliance.com/en/author/kevin-edwards) | May 23, 2025 7:32:15 PM

[Customer Due Diligence](https://www.fincen.gov/resources/statutes-and-regulations/cdd-final-rule) (CDD) is an essential piece of your overall BSA/AML/CFT Program. When we conduct a BSA/AML/CFT audit, we first look at whether you have written, risk-based procedures to assess the risk for each customer. Then, we determine if they are commensurate with your institution’s overall risk profile and whether they are sufficient to develop a customer risk profile. As you know, not all customers are created equal. For many, you will determine that they are very low risk. Others could be very high-risk. They key is that your CDD procedures are not only designed to detect this upfront but also to adjust with any changes to a customer’s risk profile.

Kevin explains more in the video.

<https://blog.bankerscompliance.com/hs/cta/wi/redirect?encryptedPayload=AVxigLLfAKZu8vPxKt%2FX9WfIhu%2FAeNAL4m3Vcgf2hk76yiv1x2zGl8Q7ByDp1yzMIAhumiYTK9lPI%2B4ACQgUVmO8IYSf9kU84kph5k%2BHppT7RH0Ie40m%2BVrsXaYZXJW4qJ4zYU46Pu8%2B0c%2B69OmI%2Bf6MU0lzgC3BpTWlMIgwtjMQ2M770PYbq9G5uLDKaB5tgTz6FO76c6zUU5RcaZv3C%2FH%2FAqs6zligIwBzTpg%3D&webInteractiveContentId=185806601742&portalId=21201105> 

Published  
2025/05/23

 

[View full post](https://blog.bankerscompliance.com/en/customer-due-diligence-risk-profiles)

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