---
title: Customer Due Diligence Triggers
description: Customer Due Diligence procedures help identify suspicious transactions and develop customer risk profiles.
---

[Banker's Compliance Consulting Blog ](https://blog.bankerscompliance.com/en)

# [Customer Due Diligence Triggers](https://blog.bankerscompliance.com/en/customer-due-diligence-triggers)

 Written by [Kevin Edwards](https://blog.bankerscompliance.com/en/author/kevin-edwards) | Jun 13, 2025 8:16:38 PM

Financial institutions are required to implement risk-based [Customer Due Diligence (CDD)](https://www.fincen.gov/resources/statutes-and-regulations/cdd-final-rule) procedures and processes designed to understand the nature and purpose of customer relationships for the purpose of developing a customer risk profile and conducting ongoing monitoring to identify and [report suspicious transactions](https://www.occ.treas.gov/topics/supervision-and-examination/bank-operations/financial-crime/suspicious-activity-reports/index-suspicious-activity-reports.html).  In other words, knowing your customer.  This might include knowing what types of transactions do they engage in?  Do they deal primarily in cash?  Do they send a lot of wires and where?  How often do they make deposits?  Knowing about a customer’s usual activity can help trigger you to identify suspicious activity that doesn’t seem to fit their typical patterns. 

Kevin explains more in the video.

 

<https://blog.bankerscompliance.com/hs/cta/wi/redirect?encryptedPayload=AVxigLKriFthGiYSFcydspaIRB4MRw3xrUnb7zwxjOSmpy0q6TfIR2X7%2F7HQzhFAazey%2FA15fRKA9Xk1jCDPNsEQRyLYmZ6v4FDGmhtEUaZRN%2BffpOvS1mDHweTRvfpS4dkkAt2i2ZWbJSCpSCMWkM3dhiAg1TyIfn1UjCYZTl%2FW%2BNI7NW06zjDUFKU1msG%2F%2FoKbvcHsAfcKzcYYS7JDyFdI23k2anm5EoZAL%2BI%3D&webInteractiveContentId=185806601742&portalId=21201105>

Published  
2025/06/13

[View full post](https://blog.bankerscompliance.com/en/customer-due-diligence-triggers)

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