Disparate Impact Effective Date

On April 22, 2026, the CFPB announced a Final Rule that amends Regulation B and will directly impact financial institutions’ fair lending programs. Three of the “big ticket” changes had to do with:

1. Disparate Impact;
2. Discouragement; and,
3. Special Purpose Credit Programs.

Jerod discusses these briefly in the video:

The mandatory compliance date of July 21, 2026, is quickly approaching. If these changes are news to you or if you want to ensure you are on the right track, check out our webinar, “Regulation B Disparate Impact Final Rule” which is available now OnDemand!