---
title: FinCEN Advisory on Non-Work Authorized Populations & ITIN Use
description: FinCEN's advisory highlights risks associated with non-work authorized populations and emphasizes the need for enhanced due diligence for ITIN usage in financial institutions.
---

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# [FinCEN Advisory on Non-Work Authorized Populations & ITIN Use](https://blog.bankerscompliance.com/en/fincen-advisory-on-non-work-authorized-populations-itin-use)

 Written by [Kevin Edwards](https://blog.bankerscompliance.com/en/author/kevin-edwards) | Jun 25, 2026 8:48:33 PM

On June 5th, FinCEN issued a *Joint Advisory on Non-Work Authorized Populations and Their Employers and Risks to the Integrity of the U.S. Financial System *([FIN-2026-A002](https://www.fincen.gov/system/files/2026-06/FinCEN-Advisory-Non-Work-Authorized-Populations.pdf))* *directing financial institutions …*to be vigilant against fraud schemes and other suspicious or potentially criminal activities involving the unlawful employment of illegal aliens and the associated risks to the integrity of the U.S. financial system*. **

One area of focus was the use of Individual Tax Identification Numbers (ITINs), and that when a person provides an ITIN to open an account or obtain a credit product instead of a social security number or valid work authorization documentation, financial institutions should consider whether this (in conjunction with other relevant information available) is a risk factor that would warrant enhanced customer due diligence procedures, such as ongoing monitoring and reporting.

In the video, Kevin outlines what this Advisory all covers.

Published 2026/06/25

[View full post](https://blog.bankerscompliance.com/en/fincen-advisory-on-non-work-authorized-populations-itin-use)

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