Banker's Compliance Consulting Blog

Online Bankers Training - Happy Thanksgiving from the CFPB!

Written by Jerod Moyer | Nov 19, 2012 12:07:07 PM

What a way to start off the Thanksgiving week!  The CFPB is delaying the combined mortgage disclosure requirements under Truth in Lending and the Real Estate Settlement Procedures Act that would have been final on January 21, 2013.

     “By seeking public comment and conducting consumer-testing for these disclosures together, we can avoid the duplication and inefficiency that existed in the past.”

Amen!!!

     “Without this extra time, industry would have to implement these new disclosures twice…”

Yikes!  I’m sure glad they noticed.

You will have to contain your excitement a little bit; however, remember I said it’s just a delay and not a repeal.  This will still happen, just not quite as soon as we thought.

Have a Happy Thanksgiving!

Published
2012/11/19
Jerod Moyer