---
title: HMDA & Mixed-Use Properties
description: One of the more difficult aspects of HMDA involves mixed-use properties. This arises when you have a dwelling that's located on a property
---

[Banker's Compliance Consulting Blog ](https://blog.bankerscompliance.com/en)

# [HMDA & Mixed-Use Properties](https://blog.bankerscompliance.com/en/hmda-mixed-use-properties-1)

 Written by [David Dickinson](https://blog.bankerscompliance.com/en/author/david-dickinson) | May 19, 2022 3:05:15 PM

One of the more difficult aspects of HMDA involves mixed-use properties. This arises when you have a dwelling that's located on a property or within a building used for both residential and non-residential purposes. HMDA applies to “dwellings”, thus a mixed-use property can’t be both a dwelling and a non-dwelling. So, lenders must classify the property or the building as either a dwelling or a non-dwelling. HMDA outlines some ways to help you make the determination of dwelling or non-dwelling.

David explains more in the video.

 

Ready to learn more? [JOIN US](https://store.bankerscompliance.com/#?keyword=HMDA&type=) for our webinar, “[HMDA Advanced Lessons](https://store.bankerscompliance.com/#?keyword=HMDA&type=)”. Featured topics include:

- Is it a Dwelling?
- Mixed-Use Property Scenarios
- Clarifications for Complicated Data Points
- Demographic Information Scenarios
- Regulation C vs. Regulation B vs. TRID
- N/A vs. Not Applicable vs. Leave it Blank or is it $0?
- Your Questions Clarified!
- The Filing Instructions Guide (FIG) & Much More!

Published  
2022/05/19

[View full post](https://blog.bankerscompliance.com/en/hmda-mixed-use-properties-1)

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