Section H, or “Other” on the Loan Estimate, is where you include …an itemization of any other amounts in connection with the transaction that the consumer is likely to pay or has contracted with a person other than the creditor or loan originator to pay at closing and of which the creditor is aware at the time of issuing the Loan Estimate, a descriptive label of each such amount, and the subtotal of all such amounts. This might include optional settlement services like owner’s title insurance. It’s also where things dictated by the purchase agreement may or may not be disclosed depending on when the purchase agreement was received and when the Loan Estimate was issued.
Jerod explains more in the video.
Published
2025/09/29