---
title: "New Employees: Knowing Your Customer"
description: New banking employees learn the importance of knowing customers through CIP, CDD, ECDD, and Beneficial Owner requirements for better compliance and customer relations.
---

[Banker's Compliance Consulting Blog ](https://blog.bankerscompliance.com/en)

# [New Employees: Knowing Your Customer](https://blog.bankerscompliance.com/en/new-employees-knowing-your-customer)

 Written by [Kevin Edwards](https://blog.bankerscompliance.com/en/author/kevin-edwards) | May 7, 2025 9:29:07 PM

For someone new to banking, the concept of “knowing your customer” can seem a little foreign and even intrusive. Asking seemingly “nosey” questions can be hard but teaching them the “why” behind it can help with buy-in and compliance. New employees should have an understanding of the different layers that help you know your customers. These include your Customer Identification Program ([CIP](https://www.fdic.gov/news/financial-institution-letters/2024/fil24015.html)), Customer Due Diligence (CDD) and Enhanced Customer Due Diligence (ECDD) and Beneficial Owner requirements.

Kevin explains more in the video.

<https://blog.bankerscompliance.com/hs/cta/wi/redirect?encryptedPayload=AVxigLJ%2F2RFwpFGQEH9pic4gKyDpSRnrx0E2PMU2qDWp7bxz32w%2F2EHZ10P0oSLf9zhTx%2FDPsO4tmo2VlK0I43LyJjP2sZdUFWXXf4rdpAeGsMn4Nq01uYEideHyJNRU9oO8YxVMefWl30RWcyekqnL0wj7ADqOOMuC%2FPgaWGbXaz6GaLY5g6toqUqU4D126CBedoXPHx9AA8jOt53p%2BQDQj39pixxrD0%2B3J2Z0%3D&webInteractiveContentId=185806601742&portalId=21201105> 

Published  
2025/05/07

 

[View full post](https://blog.bankerscompliance.com/en/new-employees-knowing-your-customer)

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