---
title: Online Bankers Training - Reg Z & Reg M Thresholds Effective January 1
description: BCC offers online banking regulations training & consulting - Reg Z & Reg M Thresholds Effective January 1
---

[Banker's Compliance Consulting Blog ](https://blog.bankerscompliance.com/en)

# [Online Bankers Training - Reg Z & Reg M Thresholds Effective January 1](https://blog.bankerscompliance.com/en/reg-z-reg-m-thresholds-effective-january-1)

 Written by [Amy Kudlacek](https://blog.bankerscompliance.com/en/author/amy-kudlacek) | Dec 30, 2011 8:58:48 AM

Just in case you forgot, the threshold to exempt consumer credit (Reg Z) and consumer leases (Reg M) from the applicable requirements increases to $51,800 on January 1, 2012.  This means that any consumer credit and/or consumer lease transactions equal to or less than this threshold amount are subject to the applicable requirements.  Thus, consumer purpose credit or leases greater than these minimums are not subject to Reg Z, unless secured by real estate.  Refer to §1026.3(b) – or the “old” 226.3(b).

Published  
 2011/12/30  
 Amy Kudlacek

[View full post](https://blog.bankerscompliance.com/en/reg-z-reg-m-thresholds-effective-january-1)

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