You are likely aware that when you open a demand deposit account, you must provide the customer with a Funds Availability Disclosure that outlines when you will make deposited funds available to them. Most banks get this right because their system just prints it out with other required account opening disclosures. What some banks overlook is some of the other places you need to address funds availability. This can include deposit slips, ATMs and at teller windows.
David explains more in the video.
Published
2022/02/22