Banker's Compliance Consulting Blog

Online Bankers Training - One-Time Debit & ATM Opt-In

Written by Jerod Moyer | Apr 19, 2021 11:34:31 AM

Regulation E states, a financial institution holding a consumer’s account shall not assess a fee or charge on a consumer’s account for paying an ATM or one-time debit card transaction pursuant to the institution’s overdraft service, unless the institution meets certain requirements.  One of these requirements is that the consumer opt-in to the overdraft service.  So, what exactly does that mean? 

Jerod explains more in the video

Published
2021/04/19