Under Regulation B, one of the required pieces of information to be included on an adverse action notice is the name and address of the creditor’s regulator.
Back in March 2023 the CFPB issued a Final Rule that changed the regulatory contact information for several regulations. This included the addresses for some of the Federal agencies that are required to be disclosed on adverse action notices. While the changes weren’t drastic, compliance was required by March 20, 2024, yet our Review Team still sees institutions that have not updated this information. Appendix A to Regulation B provides a listing of “Federal Agencies To Be Listed in Adverse Action Notices”.
Published 2026/04/21