Banker's Compliance Consulting Blog

Risk Assessments: The Why

Written by Jerod Moyer | Jan 15, 2026 8:45:52 PM

A risk assessment is exactly as it sounds; it’s a tool that assesses risk.  That “risk” could come from many different places, and an institution might complete a variety of different risk assessments. Risk assessments are a key component of your CMS and they “drive” everything else.  For instance, risk assessments drive your policies and procedures, they drive your training efforts, your monitoring, audits, etc.  You want a risk assessment to identify what the risks are and where they come from.

Jerod explains more in the video.

 

Published 2026/01/15