Banker's Compliance Consulting Blog

SAFE Act Violations: Our Top Five

Written by Jerod Moyer | Nov 26, 2024 6:30:41 PM

Our Review Team looks at a financial institution’s compliance with the SAFE Act (The Secure and Fair Enforcement for Mortgage Licensing Act) requirements day in and day out. Here are the top five violations we see:

  1. The SAFE Act Officer is a Mortgage Loan Originator (MLO)
  2. Not monitoring to ensure an MLO is below the minimum (six transactions)
  3. No third-party oversight
  4. Failure to update MLO information and/or the annual renewal within required timeframes
  5. Not providing the NMLS unique identifier when required.

Jerod explains these more in the video.


Published
2024/11/26