---
title: "TRID: Application Date"
description: Learn the ins and outs of TRID requirements in Regulation Z, from application types to proper documentation. Get a clear understanding of how TRID, Regulation B, and HMDA intersect and affect compliance. Watch the video for more insights from Jerod.
---

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# [TRID: Application Date](https://blog.bankerscompliance.com/en/trid-application-date)

 Written by [Jerod Moyer](https://blog.bankerscompliance.com/en/author/jerod-moyer) | Dec 8, 2023 9:08:06 PM

If you are new to the TRID requirements found in Regulation Z, you might feel like your head is going to explode from information overload. That’s not uncommon for a beginner. From determining the types of applications that are subject to TRID to filling out the Loan Estimate and Closing Disclosure properly, there is a lot to learn. We often talk about that, in compliance, you cannot typically use a definition from one Regulation and apply that to another Regulation and that is certainly true when it comes to TRID, as well. [Regulation B](https://www.consumerfinance.gov/rules-policy/regulations/1002/), [TRID](https://www.consumerfinance.gov/compliance/compliance-resources/mortgage-resources/tila-respa-integrated-disclosures/) and [HMDA](https://www.consumerfinance.gov/data-research/hmda/) each have different definitions as to what constitutes an “application”, yet all three Regulations can come into play for the same transaction. This means you could have three different application dates that you need to consider for compliance purposes.

Jerod explains more in the video.

Video Highlights:

- Receipt of an application triggers a number of compliance requirements.
- [TRID ](https://www.consumerfinance.gov/compliance/compliance-resources/mortgage-resources/tila-respa-integrated-disclosures/)has its own definition of an application, which differs from other Regulations.
- It’s important to document the application date for each Regulation in the loan file to ensure all compliance requirements are being met.

Published  
2023/12/08

 

[View full post](https://blog.bankerscompliance.com/en/trid-application-date)

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