Banker's Compliance Consulting Blog

Auditing HMDA: Exceptions

If you are a HMDA-reporting institution, you know it can feel quite overwhelming at times. Not only...

How to Disagree with Examiners

If you missed the September Monthly Connection, you missed a good one! David Dickinson started it...

The Stars Align: Navigating Compliance Together

HMDA: Withdrawn Applications

One of the most difficult data fields when reporting HMDA data is the Action Taken field. While it...

HMDA & Ag Properties

If your institution is subject to HMDA, the first thing you have to do when you receive a loan...

HMDA Action Taken: Applicant Conditions vs. Property Conditions

Being a HMDA-Reporting financial institution brings many challenges from a compliance perspective....

HMDA: Business Purpose Home Equity Loans

HMDA is a regulation that leaves very little room for error and the potential consequences are...

HMDA Action Taken Date

HMDA requires that financial institutions report the Action Taken Date on their HMDA-LAR. So, for...

HMDA Data: Loan Amount

If your financial institution is subject to HMDA, you know all too well just how little room there...

Reporting HMDA Data: Occupancy Type

When you report HMDA data, you must be very meticulous because there is very little room for error....