Banker's Compliance Consulting Blog

HMDA: Reporting the Application Date

HMDA-reportable institutions are required to report …the date the application was received or the...

HMDA: Are Converted Homes Dwellings?

One thing that can cause confusion when it comes to HMDA data collection and reporting has to do...

Training Don'ts

There are many different things that contribute to effective and engaging compliance training.A...

Train the Trainer: Slides Are Not a Crutch!

Effective compliance training is all about presenting information in a way that people can...

Bridge Loans & HMDA

One of the more confusing aspects of HMDA has to do with bridge loans.While the regulation...

HMDA: Approved But Not Accepted

Both the Equal Credit Opportunity Act (Regulation B) and the Home Mortgage Disclosure Act...

Collecting Demographic Information on Telephone Applications

HMDA requires that you collect an applicant’s demographic information (DI) at the time of...

EFT Disputes & Card Loss or Theft

Loss or theft of an access device includes both the card being physically stolen or just the...

HMDA: Reporting Approved But Not Accepted

When reporting the action taken for HMDA, there are eight different options which include things...

Reporting Income for HMDA

During the loan application and underwriting process, loan officers often encounter different...