Banker's Compliance Consulting Blog

Regulation CC One-Time Hold Notices

Did you know that Regulation CC allows you to provide a single hold notice for current and future...

Do you “do” compliance?

We often hear compliance officers say they do compliance for a living. But, that’s not really...

Preapprovals vs Prequalifications

If you’re a HMDA bank, you need to be aware of the differences between a preapproval and a...

Flood Insurance on Non-Residential Buildings

When trying to determine the insurable value of a building, the flood insurance requirements talk...

Loan Denials & Privacy

When you deny a request for credit, Regulation B says the primary applicant must receive all the...

Flood Insurance Basics

Are you new to the flood insurance requirements? Or, do you just need a refresher? If you have...

Don’t Disregard IP Addresses!

When you conduct Regulation E dispute investigations, do you get information on IP addresses? If...

HMDA Action Taken Confusion

Reporting the “action taken” for HMDA often causes a lot of confusion. The biggest offenders are...

HMDA Refinance vs. Modification

When it comes to HMDA, a refinance is reportable, but a modification generally is not. So, what’s...

First MSB Enforcement Action

Earlier this year, the National Credit Union Administration (NCUA) issued its first enforcement...