Banker's Compliance Consulting Blog

Flood Insurance Basics

Are you new to the flood insurance requirements? Or, do you just need a refresher? If you have...

Don’t Disregard IP Addresses!

When you conduct Regulation E dispute investigations, do you get information on IP addresses? If...

HMDA Action Taken Confusion

Reporting the “action taken” for HMDA often causes a lot of confusion. The biggest offenders are...

HMDA Refinance vs. Modification

When it comes to HMDA, a refinance is reportable, but a modification generally is not. So, what’s...

First MSB Enforcement Action

Earlier this year, the National Credit Union Administration (NCUA) issued its first enforcement...

Reasons for Denying a Loan

When you deny a loan, you are required to send an Adverse Action Notice. Regulation B goes on to...

How Much Flood Insurance?

How much flood insurance do you need? This is a question we get a lot. If you make, increase,...

HMDA Data Reporting

HMDA: Data Reporting

Joint Intent At Application

Regulation B states, a person’s intent to be a joint applicant must be evidenced at the time of...

HMDA: Collecting Demographic Information

Collecting an applicant’s demographic information (race, ethnicity & sex) isn’t always as easy as...